Setu

Money

What will it cost? (in ₹)

Enter your own numbers — we don't make up averages. Course pages show each university's own estimate for rent and living costs. Your data stays on your phone.

Your first year

Total spending, year 1
€0
—
Monthly living costs
€0
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Blocked account pays out / month
€992
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Verified money facts

Blocked account amount

For a study visa, the German Missions in India ask for a blocked account with €11,904 for the first year of studies, of which at most €992 can be withdrawn per month.

  • The amount is linked to the German student grant (BAföG) rate and can change. Always check the German mission in India before transferring money.
  • Provider fees are extra — deposit a little more than the minimum so fees don't leave you short.
Source:German Missions in India – Studies visa (page dated 16 Feb 2026)· checked 9 Oct 2026· re-checked automatically 19 Oct 2026

Student public health insurance: age limit 30

Compulsory statutory health insurance at the student rate applies at most until you complete your 30th year of life. If you start your Master's close to or after 30, ask a public insurer about your options before you choose.

Source:§ 5 Social Code Book V (SGB V)· checked 9 Oct 2026

Baden-Württemberg charges €1,500 per semester

Public universities in Baden-Württemberg (e.g. Stuttgart, Heidelberg, KIT, Freiburg, Mannheim) charge students from outside the EU/EEA €1,500 per semester, plus the normal semester contribution.

  • Exemptions exist (e.g. some exchange programmes, a talent quota of up to 5% per university).
Source:Baden-Württemberg Ministry of Science – fees for international students· checked 9 Oct 2026· re-checked automatically 19 Oct 2026

TU Munich charges non-EU tuition

TUM charges students who completed their previous education outside the EU tuition fees — usually €4,000 or €6,000 per semester for Master's programmes. TUM has announced higher fees from winter semester 2027/28 (€4,600 or €6,800). Check each programme page.

  • Waivers exist for high-achieving and financially needy applicants.
Source:TUM – tuition fees for students from non-EU countries· checked 9 Oct 2026· re-checked automatically 19 Oct 2026